Thursday, December 26, 2019

Essay on Ancient Greek and Mesopotamian Religions - a...

Ancient Religions By: MLB As civilization has progressed through the ages, many religions have arisen and taken hold around the world, two if the most interesting, being the religious beliefs of the ancient Mesopotamian and the Greeks. These two religions were practiced in different areas and at different times and, therefore, show that religion has played a critical role in every society and civilization. No matter how it is organized or what type of god is worshiped, a society would be nothing without some kind of deity to organize it. In comparing the religious beliefs of the Mesopotamian and the Ancient Greeks religious components highlighted including the style of worship, the temples†¦show more content†¦Although the styles were different between these two cultures, both the Mesopotamian and the Greeks took great pride in glorifying their gods. Just as each culture built unique places of worship as was their style of worship unique. In the Mesopotamian religion there were well over 3000 gods and goddesses. Each city had its own patron god who was in charge of that city. It was also believed that each person had his own lesser god who would appeal with the greater gods on his own account. At the upper part of the Mesopotamian pantheon sits An, the Lord of heaven and Enlil, Lord of the earth. These two gods had a sour attitude towards the human beings. It was Enki, god of sweet waters, magic and wisdom, that was humanitys friend. The Mesopotamians also had an interesting view on doing evil and evil acts. They never blamed themselves; instead it was all put on a demon taking over the persons body. So instead of punishing the individuals for their crimes, the Mesopotamians would try to exorcise them. People wore amulets or charms to try to keep the evil demons away. If they performed a ritual fault or accident, such as touching a cursed person, it could invoke the wrath of the gods and that was when a persons personal god would have to defend you before th e greater gods (Garber, 204).Show MoreRelatedMesopotamian Literature : The Civilization1005 Words   |  5 Pagesthis age. In early Mesopotamia, the Mesopotamians and the Egyptians had a communal outlook on religion. Although their religious outlook was the same, they viewed the world in many different ways that in fact affected their thoughts, art, and literature. The Mesopotamians had a very basic pessimistic belief on their world and viewed the gods as a way to win at life and to handle their desires. Mesopotamian literature was written very severely harsh. Mesopotamian literature was written to accentuateRead MoreEssay on Ancient Religions: A Comparison2239 Words   |  9 Pages Ancient Religions: A Comparison As civilization has expanded and improved it has gone through many different religions. Some of the most interesting and different have been the Mesopotamian religion, the religion of the Greeks and finally Christianity. These three religions were practiced in different areas and different time periods and therefore they will be excellent for a comparison. Religion is a key part of every society and civilization. No matter how it is organized or what type of GodRead MoreStudying The Religion Of The Ancient Israelite People : An Analysis1199 Words   |  5 PagesStudying the religion of the Ancient Israelite People must be done in a careful manner. The ways in which biblical scholars frame significant ideas can have a major effect on how their point is received. Today’s ideas about the religious lives of Canaanites have been drawn on primarily from The Hebrew Bible and archaeological evidence. In their respective works, biblical scholars Benjamin Sommer and Carol Meyers choose to interpret these pieces of religious evidence is varying ways; Meyers takesRead MoreAncient Egyptian Art And Art Essay1655 Words   |  7 PagesAncient Egyptian sculpture was influential for the time and as well as today through many methods including various sculpture and pottery ranging from colossal obelisks to tiny pieces of pottery. Egyptian developments in sculpture and pottery show aspects of religion, the spreading of their culture, and advanced design. Egyptian sculptures was influenced by their religion through many methods. One of these methods were the obelisks, there happened to be specific rules for them as they were afterRead MoreThe Changing Role of Women in Ancient Civilizations Essay2422 Words   |  10 Pageslife was like for women during ancient times. In many of the organized ancient civilizations, it was very common to find a primarily patriarchal civilization in government as well as in society. The causing factors can be attributed to different reasons, the main being the Neolithic Revolution and the new found dependence on manpower it caused. As a result of this, a woman found herself to be placed into an entirely different view in the eye of society. In comparison to the early Paleolithic matriarchalRead MoreAp World History Units 1-3 Study Guide Essay4374 Words   |  18 PagesWritten languages * Complex political order and power 6. Evidence proves that the Mesopotamians * Traded extensively with peoples as far away as Anatolia, Egypt, India 7. Major effect of Neolithic Revolution * The establishment of sedentary village communities 8. Conditions for women in Mesopotamia * Grew increasingly worse over time 9. The division of the ancient people into social and gender hierarchies was first made possible by * Rise in agriculturalRead MoreA Critical Thinking Exercise : The Role Of Religion During World Civilizations3861 Words   |  16 Pages Critical Thinking Exercise: The Role of Religion in Early World Civilizations Name Stephanie Trent_________ Students will complete this critical thinking exercise in history as a â€Å"thought paper,† but will identify sources for their answers. Students can use the textbook and class notes for sources, but can use other sources. This exercise is in the form of a â€Å"short answer format.† This must at least be six full pages, but can be longer if needed. Students are expectedRead MoreReligion : A Powerful Force3704 Words   |  15 PagesReligion has been a powerful force in human history. Mankind has longed and searched for the answers to its purpose, the reason for being and the possibility of life after physical death. They reasoned that an afterlife would be a place of accounting and reckoning for the life they lived on earth. Religious belief systems seemed to give the answers as to how to prepare for the afterlife. Religion became the means of giving answers to those basic yet deep-seated questions of both life and death. ReligionRead MoreMy Definition Of Wor ld History3916 Words   |  16 Pagesmore agricultural society. Tom Standage uses a pictogram that was discovered in Mesopotamia, found evidence of tools used for making, brewing, harvesting, and transporting beer or its ingredients, and Mesopotamian and Egyptian records. He also commonly uses Cuneiform records and tablets. Many ancient cultures used beer to share with others, and by doing this, became closer to one another. This is because drinks can be shared easily and doing so shows friendliness, trust, generosity, and kindness.Read MoreWorld History AP8768 Words   |  36 Pagesoverextension and the creation of a unified identity that redefines conquered peoples, are timeless issues still relevant today. Margin Review Questions Q. How did Persian and Greek civilizations differ in their political organization and values? †¢ The Persians built an imperial political system that drew upon previous Mesopotamian polities, including the Babylonian and Assyrian empires. The Persian Empire was far larger than its predecessors, stretching from Egypt to India, and ruled over some 35 million

Tuesday, December 17, 2019

Progressivism Movement - 1941 Words

Progressivism implies a philosophy that welcomes innovations and reforms in the political, economic, and social order. The Progressive movement, 1901 to 1917, was ultimately the triumph of conservatism rather than a victory for liberalism. In a general sense, the conservative goals of this period justified the Liberal reforms enacted by Progressive leaders. Deviating from the traditional definition of conservatism (a resistance to change and a disposition of hostility to innovations in the political, social, and economic order), the Conservatist triumph was in the sense that there was an effort to maintain basic social and economic relations vital to a capitalist society. The Progressive leaders essentially wanted to perpetuate Liberal†¦show more content†¦However, in perusing anti-monopoly law enforcement, Taft and his Attorney General George Wichersham brought44 indictments in anti-trust suites. Taft was successful in healing the Republican split between conservatives and progressives over such issues as tariff reform, conservation, and the almost dictatorial pwer held by Republican Speaker of the House, Joseph Cannon. Tafts inability to bring both wings of the party together led to the hardened division which would bring about a Democratic victory in the 1912 elections. In 1910, Republican progressives joined with Democrats to strip Speaker Cannon of his pwer to appoint the Committee on Rules and serve on it himself. Although critical of Cannon, Taft failed to align himself with the progressives. Also, another event pushing the greater split in the Republican party was the Ballinger-Pinchot Disputes (1909-1910). Progressives backed Gifford Pinchot, chief of the U.S. Forest Service, in his charge that the conservative Secretary of the Interior, Richard Ballinger, was giving away the nations natural resources to private corporate interests. A congressional investigatory committee found that Ballinger had done nothing illegal, but did act in a manner contrary to the governments environmental policies. Taft had supported Ballinger through the controversy, but negative public opinion forced Ballinger to resign in 1911. Tafts political standing with progressive Republicans hurt the election ofShow MoreRelatedThe Reform Movement of Progressivism1084 Words   |  4 Pages Progressivism is defined as an early 20th century reform movement seeking to return control of the government to the people to restore economic opportunities and to correct injustices in American life. During this time period, certain aspects of American life were in need of drastic change, so progressives led the charge towards reforming American society and politics. Among these aspects, social and political conditions were some of the most heavily reformed, involving women’s rights, and corruptionRead MoreProgressivism : A Wide And Varied Movement Essay1332 Words   |  6 PagesProgressivism was a wide and varied movement that changed American values and lifestyles having everlasting impact on American history. Progressivism, ranging from 1880 to 1920, was a well-planned and well-organized movement in the United States having wide as well as diversified goals. Leaders of progressivism movement focused on humanity element and tried to make advancements by promoting liberation to stimulate human force along with exploiting human potential to remove restraints imposed by contemporaryRead MoreAdvantages And Disadvantages Of The Progressives1277 Words   |  6 PagesProgressivism, †¦unlike populism, whose grassroots appeal was largely confined to rural regions in the South and Mid-West, focused on the nation altogether, coming in all different forms. (Shi Tindall 778) The movement consisted of moral Christians who disliked politics. They believed that politics, †¦had become a contest between good and evil, honesty and corruption (Shi Tindall 778). Therefore, they believed the government should provide more, addressing the issues dealing with rapid urbanRead MoreThe First Midterm Assig nment During American History1500 Words   |  6 PagesSecond Midterm Assignment They Progressive Movement was, â€Å"a period of dramatic political reform and social activism. (Tindall, 718)† In other words the progressive movement was established to fix society’s ills that occurred in the late-19th century and early-20th century especially from the Gilded Ages, without including controversy and trying to please everyone’s needs. â€Å"Progressivism was wide-ranging impulse rather than a single organized movement, a multifaceted, often fragmented, and at timesRead MoreThe Movement Of Stem Education1815 Words   |  8 Pagesemerges certain philosophies of education. Those philosophies of education can then be directly linked to issues/ problems in education today. This paper will take a detailed look at pragmatism and its link to progressivism. Then, an examination of how those principles have shaped the movement of STEM education will provide a complete overview of these early century physiological foundations to modern day education issue s. There are principles and thinking within all three topics that overlap. In orderRead MoreProgressivism Within Twenty First Century Learning1203 Words   |  5 PagesProgressivism within Twenty-First Century Learning By Josh Fix Submitted to the Faculty of Columbus State University in Partial Fulfillment of the Requirements for the Degree of Doctor of Education in Curriculum and Leadership Columbus State University Columbus, GA July 2015 By design twenty-first century learning prepares students to be successful, contributing citizens in the locale of today’s global society. Twenty-first century learning requires students to understand how to learnRead MoreThe Progressive And Gilded Age914 Words   |  4 Pagesthemselves and the society a safer and a better place to live. The Progressive worked to make big business regulate more responsible and clean up corrupted businesses, city, improving a better working conditions etc.†(Discussion 9). New comers to the movement strived to adjust to new conditions at one hand while attempting to keep up their particular society and dialect framework with the other making a perplexing circumstance. The Progressives â€Å"offered an impressive array of reform proposals† becauseRead MoreEssay on A Progressive Movement1538 Words   |  7 PagesA Progressive Movement Much of a historian’s job is to read what their colleagues have written on their subject of interest at the moment. Often, they then go on to write their own opinions on the subject, thereby influencing the historians of the future. The famed historian and teacher Richard Hofstadter wrote The Age of Reform in 1955 about the late 19th century and early 20th century movement of Progressivism. In turn, other historians that include Paula Baker, Richard McCormick, andRead MoreProgressivism Historiography Essay2107 Words   |  9 PagesAwesome Student Mrs. Aars CIS American History 15 March, 2013 My Take on the Progressives The common thought about progressivism before the 1950s were that it was a movement by the common people to curb the excessive power of powerful people such as urban bosses, corporate moguls, and corrupt officials. However, when George Mowry wrote his Progressivism: Middle Class Disillusionment, he challenged the common idea that the progressives were middle class citizens and instead considered them toRead More History Essay2625 Words   |  11 Pagescontinued between historians of various perspectives is the study of American Progressivism that was started in 1955 by Richard Hofstadter in his controversial book entitled The Age of Reform. His theory of the Progressive Movement is explored and questioned by Peter Filene’s â€Å"An Obituary for ‘The Progressive Movement’,† Richard McCormick’s â€Å"The Discovery that Business Corrupts Politics: A Reappraisal of the Origins of Progressivism,† and Paula Baker’s â€Å"The Domesticatio n of Politics: Women and American

Monday, December 9, 2019

Business Information Systems Improving Marketing and Sales

Question: Discuss about theBusiness Information Systems for Improving Marketing and Sales. Answer: Improving Marketing and Sales Suppose that August Online Technology wanted to increase the annual sales of the product analyzed, the Internet can be used to improve the marketing and sales in the following ways: by enhancing the awareness of goods. Customers always purchase products they know well. Through the utilization of the social media, the business can boost product awareness. At the same time, marketing the public can be introduced hence, alerting a larger group of people about the product provided by the company (Arndt and Ze, 2014). This access to broader market can be realized through print ads and television. Therefore, the Internet enables the business to access and sell goods to more people, both internationally and locally. The internet can also be used to increase sales by increasing the traffic. Traffic increment only requires the company to exert more effort on the web marketing. Having a bigger website audience, the August Online Technology can disseminate information regarding the organization, improve the businesss product image and foster good customer relationships. When the image of products and services is developed, most online users can get attracted easily resulting in more sales (Peeters and Gilmore, 2013). With all the mentioned means, the realization of higher returns of investments by August Online Technology is evident. Marketing through the internet is useful enough to make the company put forward an active compound effect on its website. This indication implies that the effort placed by the corporation during the previous month can still have an impact for the next one or two years. Through the Internet, the company can also use the social media and blogs to attain learning curve, allowing the company to interact freely with customers through chats (Tse, 2013). This good communication plan boosts the relationship between the enterprise and online customers hence, improving marketing and sales. Network Security Risks and Protection Suppose I had product plans and details on the August Online Technology computer network, there are many possible security risks and Internet and Network attacks that might impact the safety and privacy of my product. Some of them are viruses, SPAMs, spoofing, spyware, blended threats and denial of access attack (More hospitals assess computer security risks, 2011). Computer virus represents a program written with the intention of spreading stealthily and faster to other computer systems. Whether more or less, a virus attack causes functioning disruptions to the attacked computer. This type of internet threat is capable of spreading through any mode for digital data exchange, and the danger is always very high. SAMs is an enormous and automatic delivery risk that sometimes occurs repeatedly of unsolicited emails to people with whom the mail sender has possessed no contact. However, this attack is weak. Spoofing is a threat that entails stealing of ones identity, and use them for advantage gain. In this issue, individual rights are obtained and used to claim of having acquired specified qualifications at ones expense (Moon et al., 2016). Spoofing is one of the internet threat whose dangers are very high. Also of significant threat, spyware is a software that collects peoples information without their knowledge of retransmitting the data through the internet. This threat is installed when a user browses the internet, to make an additional download from untrusted sites. On the other hand, the blended threat is an attack to both the consequences and the levels of means of propagation. Blended is a very dangerous threat because it combines many risks together. Lastly, in denial of service attack, attackers sends connections in large number to a target, aiming at making the user unable to meet the requests applied by his computer. Some of the security tools that can be used to protect th e product and the product information are quality antiviruses and real-time anti-spyware protection (Khattak et al., 2014). References Arndt, A. and Ze, W. 2014. How Instructor Enthusiasm influences the Effectiveness of Asynchronous Internet-Based Sales Training. Journal for Advancement of Marketing Education, 22, 2, pp. 26-36. Khattak, N, Chadwick, D, Ahmed Bhatti, R, Shad, S, Shafique Butt, F. and Ullah Munir, E. 2014. Assessment of anti-spyware tools for signature and behavior base techniques. Science International, 26, 5, pp. 2071-2076. Moon, D, Lee, J, Jeong, Y, and Park, J. 2016. RTNSS: a routing trace-based network security system for preventing ARP spoofing attacks. Journal of Supercomputing, 72, 5, pp. 1740-1756. More hospitals assess computer security risks. 2011. Health Facilities Management, 24, 6, p. 6. Peeters, S. and Gilmore, A. 2013. How online sales and promotion of snus contravenes current European Union legislation. Tobacco Control, 22, 4, pp. 266-273. Tse T. M. 2013. The Marketing Role of the Internet in Launching a Hotel: The Case of Hotel ICON', Journal Of Hospitality Marketing Management, 22, 8, pp. 895-908.

Monday, December 2, 2019

Internship Report free essay sample

The internship report should be properly typed. Submitted both in hard copy as well as soft copy. †¢The internship report should be original, no photocopies are accepted. †¢The length of your Internship Report should not exceed 5,000 words. Use standard formal level of English (no slang or colloquialisms). †¢Use a good quality white bond paper. †¢Student should adhere to the timings for submission of report. No excuse will be entertained in any case. †¢Note: Delay in submission of internship report will attract PENALTY. WRITING RULES †¢Pages must be numbered †¢All margins (Left, Right, Top, Bottom) must be 1 inch. †¢All Headings Times New Roman 13 pts Bold †¢All Sub Headings. Times New Roman 13 pts Bold †¢All Body Text – 13 pts Times New Roman †¢All line spacing must be 1. 5 points Complete report and all paragraphs must be fully justified †¢Bind the Internship report in a suitable protective cover. OUTLINE FOR INTERNSHIP REPORT Recommended format to be followed: 1*Title page: The title page of the report will include: a. We will write a custom essay sample on Internship Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The names of the organization b. The name of the internee, Student ID c. The date of the final report d. Name of the university 2* Dedication Write down the dedication of your internship report. 3*Acknowledgement Write down the Acknowledgement for your internship report. 4*Executive Summary : The summary is considered by many to be the most important part of a report. It is a difficult part to write and should always be written last. (normally just one page). Purpose: Provides a brief summary of the report, information abstract. No reference is made to any part of the report; a summary is complete in itself. Content: †¢States the most important information in the report. †¢The purposes, method, reason for the report. †¢The findings, conclusions, decisions, recommendations . †¢All major generalizations or assumptions of the report. for An Executive Summary deals with every section of the report in a short form. It can be called as micro image of the report. An executive summary is overview of the complete report which helps the reader to get quick glance at the report before reading it in detail. Everything important that you have done, discovered and concluded should be mentioned, but briefly and concisely. GENERAL GUIDELINES FOR INTERNSHIP REPORT (FOR ATC STUDENTS ONLY) All the students are required to follow the following instructions: †¢Each student will have to submit the report in the recommended format. †¢Internship report is an individual task. One cannot submit the same report as the other students, each report has to be different, even if the company is same. The internship report should be properly typed. Submitted both in hard copy as well as soft copy. †¢The internship report should be original, no photocopies are accepted. †¢The length of your Internship Report should not exceed 5,000 words. †¢Use standard formal level of English (no slang or colloquialisms). †¢Use a good quality white bond paper. †¢Student should adhere to the timings for submission of report. No excuse will be entertained in any case. †¢Note: Delay in submission of internship report will attract PENALTY. WRITING RULES †¢Pages must be numbered †¢All margins (Left, Right, Top, Bottom) must be 1 inch. All Headings Times New Roman 13 pts Bold †¢All Sub Headings Times New Roman 13 pts Bold †¢All Body Text – 13 pts Times New Roman †¢All line spacing must be 1. 5 points †¢Complete report and all paragraphs must be fully justified †¢Bind the Internship report in a suitable protective cover. OUTLINE FOR INTERNSHIP REPORT Recommended format to be followed: 1*Title page: The title page of the report will include: a. The names of the organization b. The name of the internee, Student ID c. The date of the final report d. Name of the university 2* Dedication Write down the dedication of your internship report. 3*Acknowledgement Write down the Acknowledgement for your internship report. 4*Executive Summary : The summary is considered by many to be the most important part of a report. It is a difficult part to write and should always be written last. (normally just one page). Purpose: Provides a brief summary of the report, information abstract. No reference is made to any part of the report; a summary is complete in itself. Content: †¢States the most important information in the report. †¢The purposes, method, reason for the report. †¢ The findings, conclusions, decisions, recommendations . †¢All major generalizations or assumptions of the report. or An Executive Summary deals with every section of the report in a short form. It can be called as micro image of the report. An executive summary is overview of the complete report which helps the reader to get quick glance at the report before reading it in detail. Everything important that you have done, discovered and concluded should be mentioned, but briefly and concisely. GENERAL GUIDELINES FOR INTERNSHIP REPORT (FOR ATC STUDENTS ONLY) All the students are required to follow the following instructions: †¢Each student will have to submit the report in the recommended format. Internship report is an individual task. One cannot submit the same report as the other students, each report has to be different, even if the company is same. †¢The internship report should be properly typed. Submitted both in hard copy as well as soft copy. †¢The internshi p report should be original, no photocopies are accepted. †¢The length of your Internship Report should not exceed 5,000 words. †¢Use standard formal level of English (no slang or colloquialisms). †¢Use a good quality white bond paper. †¢Student should adhere to the timings for submission of report. No excuse will be entertained in any case. Note: Delay in submission of internship report will attract PENALTY. WRITING RULES †¢Pages must be numbered †¢All margins (Left, Right, Top, Bottom) must be 1 inch. †¢All Headings Times New Roman 13 pts Bold †¢All Sub Headings Times New Roman 13 pts Bold †¢All Body Text – 13 pts Times New Roman †¢All line spacing must be 1. 5 points †¢Complete report and all paragraphs must be fully justified †¢Bind the Internship report in a suitable protective cover. OUTLINE FOR INTERNSHIP REPORT Recommended format to be followed: 1*Title page: The title page of the report will include: a. The names of the organization . The name of the internee, Stu dent ID c. The date of the final report d. Name of the university 2* Dedication Write down the dedication of your internship report. 3*Acknowledgement Write down the Acknowledgement for your internship report. 4*Executive Summary : The summary is considered by many to be the most important part of a report. It is a difficult part to write and should always be written last. (normally just one page). Purpose: Provides a brief summary of the report, information abstract. No reference is made to any part of the report; a summary is complete in itself. Content: States the most important information in the report. †¢The purposes, method, reason for the report. †¢The findings, conclusions, decisions, recommendations . †¢All major generalizations or assumptions of the report. for An Executive Summary deals with every section of the report in a short form. It can be called as micro image of the report. An executive summary is overview of the complete report which helps the reader to get quick glance at the report before reading it in detail. Everything important that you have done, discovered and concluded should be mentioned, but briefly and concisely. Internship Report free essay sample Achievements Skills learned concerning office etiquette and mannerism will for sure be an asset. The mode of dressing, not to mention office language and courtesy were major learning achievements. The three months stay at the KNBS has afforded me the opportunity to acquire and develop skills that are very necessary in the job market. I also enjoyed working with statisticians, demographers, samplers and economists, who gave me the challenge and passion to endure in my academic endeavors. The work environment capacitated my ability to initiate problem solving and systematic thinking skills. More so the virtues of high work ethics and office integrity, maturity and ability to work without supervision. Adding to experience and skills were the three supervisors who were supervising us and of which we consulted them time to time whenever we encountered problems with the data, as they were trained and self motivated persons, and helped us to develop ourselves and to achieve the required skills and meeting deadlines. We will write a custom essay sample on Internship Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The culture within KNBS has moulded me into a highly proactive team player ready to work under pressure. It’s in dealing with the vast national data that I developed a strong analytical knowledge of government systems, NGO’s and international agencies. The operations within KNBS revolve purely on statistics. CHAPTER THREE Conclusion The most difficult part of this job is that one has to remain seated throughout the day with only a lunch break in between, keying in data which is really challenging as there is a lot of monotony. One cannot solely rely on hard work but also speed in using the keyboard and also accuracy lest you make errors. KNBS is a good organization to work for, a reputable growing rganization which provides ample opportunity for students to polish their skills and broaden their minds while gaining experience of practical life and to work with a lot of talented and experienced people who are always adding something to your knowledge. Also helps students be ready to enter the job market which is faced with stiff competition. Thus this opportunity offers stud ents an upper hand in employment opportunity upon recommendation from the organization. All in all, the experience of working and learning at the same time in such a reputable organization is awesome. Employees there would not show attitude and even supervisors passing by would crack a joke or pass a comment and leave you enjoying it for the day. It will be an unforgettable experience of my life where I learnt the way to interact and polish my abilities at the organization level, had the experience and exposure of performing and handling tasks, supervisor and subordinate relation and development of skills and was able to practically apply my studies of statistics and data handling and I wish to work them in future after completing my degree in Economics and Statistics. Never have I felt bored, bright and full of life are the workdays at KNBS professional environment and friends I have, and made, work you enjoy. That’s what KNBS is all about. Recommendations * Engage the attaches in more rigorous activities like in research for other indicators using data available: statisticians are meant to be researchers. * Encourage the KNBS staff to incorporate the students in all of their activities related to office e. . field activities i. e. surveys etc. * The bureau should be ready to co-worker with other experts and higher institutions of learning through statistical joint forums or symposiums to discuss their challenges; successes and where assistance is needed help one another. * The Ministry of Planning and National Development, under which KNBS falls should provide remuneration(an allowance) to students which will make life a little more bearable Internship Report free essay sample I have concentrated my best effort to achieve the objectives of the report and hope that my endeavor will serve the purpose. Working 60 days in Mercantile Bank Limited, Main Branch was a worth while experience for me as it helped to combine practical experience with my theoretical knowledge. Sincerely yours, Shahinor Rahaman MBA 15th batch Class Roll:14488 Exam Roll: 2006/35 University of Chittagong. Acknowledgement Many people have contributed to the writing of this internship report. I acknowledge my indebtedness with deep appreciation to K. M Golam Mohiuddin, honorable supervisor of my internship program and Assistant Professor of School of Business, who assigned me to prepare this report on â€Å"Credit Policy Practice of Private Commercial Banks of Bangladesh, A Study on Mercantile Bank Ltd. ’’. I am especially indebted to Md. Rabiul Islam, Senior Vice President Head of Branch of Mercantile Bank Ltd. whose direct cooperation recommendation helped me to get such a nice internship immediately when getting an internship was an urgent requirement. We will write a custom essay sample on Internship Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I would convey my cordial thanks to Md. Abdus Salam, Vice President Manager Operation of Main Branch. My innumerable thanks heartiest gratitude always will be to Mr. Md. Fakhruzzaman Chowdhury, AVP In charge of Credit Division of MBL Main Branch. I am indebted forever to him and without his help successful preparation of this report was really impossible for me. I am also grateful to the other executives officers of Mercantile Bank, Main branch. I am also grateful to our Departmental Chairman, for giving me an identity with which I could work at Main Branch of Mercantile Bank Ltd. Through doing this report, I have extracted more precise knowledge about various terms related to policy practice of credit. Finally, I would like to express thanks to my entire course teacher and the Department for introducing such academic work. Shahinor Rahman Abstract In Banks and Financial Institutions, Credit Risk is considered as an essential factor that needs to be managed. Credit Risk is the possibility that a borrower or counter party will fail to meet its obligations in accordance with the agreed terms. Credit Risk, therefore, arises from the Bank’s dealings with or lending to corporate, individuals and other Banks or Financial Institutions. Credit Risk Management needs to be a robust process that enables Banks to proactively manage loan portfolios in order to minimize losses and earn an acceptable level of return for shareholders. Mercantile Bank prepared Credit Policy in May 2000 and circulated the same to the Branches / concerned Executives for Compliance which was revised in August 2003. In order to cope with the fast changing scenario of dynamic global economy, liberalization and globalization and in the light of the directives / suggestions of the Focus group of Bangladesh Bank, the Credit Policy has been revised in October, 2005. All Executives / Officers of the Branch as well as Head Office especially those are entrusted with the responsibility of Credit marketing, approval processing, credit monitoring, recovery and compliance, must keep themselves thoroughly conversant with the contents of the Credit Policy for meticulous compliance. MBL is to does everything within the context of its policy and Bangladesh Bank guidelines. Every private commercial bank formulates its policy for their operations to keep banks viable and profitable and also for the safeguard of depositors’ interest. Practices of Credit are however, subject to additions, alternations and modifications as may be warranted by the change of circumstances due to passage of time, to suit the requirement of the Bank. Whatever the policy of Bangladesh Bank is most of the private commercial banks are inclined to invest in the highly profitable sector simultaneously where risks are lower. Only the credit department has been covered in the internship program, it is not possible to go to the depth of each activities of branch because of time limitation. In this report those credit schemes are high lighted only which are most familiar to common people as well as frequently practiced by a bank especially MBL Main Branch. And only the parts relevant to my focusing fields have been taken, thus the actual credit Policy has been shortened to facilitate the study. MBL discourages the persons who are inclined to get loan for their urgent purpose. Mode of disbursement, charge documents etc. creates bottleneck in loan approval process. Head office takes so longer time in processing and approval of corporate loan. The total sanctioning process event takes month after month to give the final decision. MBL does not sanction loan to all sectors equally as they require, rather it concentrates its loan and advances within some limited fields and category. It has Credit Card facilities, but ATM booths are located only in some commercial hubs in the city. Again the terms and conditions of the credit card are not changes with the changing environment. That’s why ATM card holders most often don’t take credit card facilities even in some cases employee of MBL use other banks’ credit card. Consumer credit schemes (CCS) are more popular and required things among the people of various classes, but the effective rate of interest is very high. And the terms and conditions of CCS loan are also very inconvenient and discourage people. Loan sanctioning and disbursement procedure are not so easy and flexible being considered the requirements of different classes of people. Sector wise loans in agro based industries and firms, leather technology can be convenient and flexible for the receiver. Loan facility parameter should be expanded so that all the people can get loan according to their needs. Average cost of fund is very high. On the contrary Business Power for sanctioning loans and advances at branch level is negligible. Lots of new commercial bank has been established in last few years and these banks have made this banking sector very competitive. So, now banks have to organize their operation and do their operations according to the need of the market. Banking sectors no more depends on a traditional method of banking. In this competitive world this sector has trenched its wings wide enough to cover any kind of financial services anywhere in this world. The major task for banks, to survive in this competitive environment is by managing its assets and liabilities in an efficient way. Every organization has its positive as well as negatives and in case of Mercantile Bank Limited existence of the later one is less then the earlier one and as the management is determined to reach the pick of success it seems that in near future the negatives will be eliminated. Eight years is a very short span of time and the organization, which can establish itself as one of the most reputed private commercial Bank in the country within this short period deserves special credit and with their able leaders Mercantile Bank will reach the highest level of success very shortly. Internship Report free essay sample Guidelines for Writing Internship Reports Objective Writing reports is one of the most formal ways of presenting the results of a project. Reports can be written about any professional activity including experimental or test results, design proposals, economic or technical feasibility studies and project summaries. They usually follow a major effort on a single topic and are written for review by people involved in decision making or affected by their work. Internship students are asked to write an Internship Report for a number of reasons, including practice in the following: Organizing and presenting a large amount of information elated toa problem. Interpreting relevant information. Evolving relevant conclusions which result in recommendations. Essential Elements An Internship Report contains four essential parts. However, it may also contain other information and be laid out under different tiles. These essential parts are: A clear definition of the problem addressed by the study. Ђ The details of the study including: assumptions, alternatives, and predicted outcomes; Conclusions following from the details. We will write a custom essay sample on Internship Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Recommendations derived from the conclusions and addressing the problem. Recommendations are required in your Internship Report. Guidelines for Writing Internship Reports Choosing a Topic Your Internship Report should be based on a specific aspect of the relevant organization where you intend doing your internship, e. g. HR, Finance, Marketing, Logistics, etc. Hence you should research a topic that is related to your work or place of internship. In this regard ,a generalized study report will not be acceptable. Style The Internship Report is expected to be analytical rather than descriptive. It should contain accurate, factual information together with sound arguments and conclusions. The format of the report should normally follow the guidelines provided n RD Research Book issued by RD Office. General Guidelines The length of your Internship Report should not exceed 10,000 to 12000 words or 40 to 50 pages with 1. 5 line space, including appendices. The length should reflect the complexity of the topic and the thoroughness of the research. The Internship Report should be self-contained (explain any terminology particular to the topic the first time you use it), consistent, and to the point. It should be 2 understandable to someone who nas background in the area ot the report but is unfamiliar with the particular topic of the report Use standard formal level of English (no slang or colloquialisms). Use the first person only in the letter of transmittal and in the preface. Use a good quality white bond paper. Use only one side of the page for all text and fgures. Start major sections of the report on new pages. Bind the Internship Report in a suitable protective cover. Number the pages: DAII pages that come before the body of the report are numbered using lower case Roman numerals. The title page is considered to be page 1, but is not numbered. o The body of the Report begins with the introduction. The pages of the body are given in Arabic numerals. The first page of the introduction is considered to be page 1, but it is not numbered. Leave margins of 1 on the top, bottom, and sides of each page. Internship Report Format The following shows the pattern that should be used for the Internship report: *optional 3 Detailed Section Information The following information explains the purpose and suggested content of each of the Internship Report sections. Include only those sections and content which are appropriate for your topic. Cover Purpose: Provides a binding for the report, identifies the topic and owner of the eport. Content: Otitle of the report Oname of the student Olnternship Course Number (i. . CICS 500) Olnternship Employer Odate report submitted 9 Guidelines for Writing Internship Reports Letter of Transmittal (loose attachment to report slip inside front cover) Purpose: A brief covering letter, addressed to the first official reader Content: Oname of manager and department for whom the report was prepared Oterms of reference of the report Oauthorization, degree of confidentiality of report Ogeneral comm ents on the nature of and the time involved in the investigation Oa comment on the quality of the recommendations Omust be written in formal business letter style and signed in long-hand Oflrst person may be used Title Page Purpose: Identifies the topic and ownership of the report. Content: Otitle of the report (clearly identifies the subject of the report) Oname of the addressee or recipient, Army Public College of Management Sciences Ostudent, student ID ODate and place Pretace or Foreword Purpose: Provides reader with background of writing the report. Content: Opurpose, background, scope of subject coverage Ocontributions of others to the report Summary 4 The summary is considered by many to be the most important part of a report. It is a difficult part to write and should always be written last. It is often the only part that managers in the work place have time to read, so it is important to state your case succinctly (normally less than one page). Purpose: Provides a brief summary of the report, an information abstract. No reference is made to any part of the report; a summary is complete in itself. Content: Ostates the more important information in the report Othe purposes, method, reason for the report Othe findings, conclusions, decisions, recommendations Dall major generalizations or assumptions of the report The title page is considered to be page l, but is not numbered. The summary is sometimes called the Management Summary or Executive Summary. You may write the preface, or foreword, in the first person. 10 Guidelines for Writing Technical Reports Table of Contents Purpose: Identifies contents and organization of document. Content: Osection headings Opage numbers List of Figures (optional) Purpose: Identifies any figures, drawings, or photographs shown in the report. Content: Onumber of figures Otitle of fgures Opage number List of Tables (optional) Purpose: Identifies any tables shown in the report Content: Onumber of table Otitle of table Opage number Introduction Purpose: Introduces the subject of the report to the reader. Remember that the reader may be from a different branch of the discipline, and will require some orientation to the subject of your report. Content: Subject and purpose of the report: states briefly why the report is being written and what the report is intended to achieve. scope: describes how broad or how limited the treatment of the subject will be 0 5 Oplan of development: outlines which areas will be covered Othesis of the report: the general conclusion and/or the general recommendation Discussion Purpose: Presents evidence (facts, arguments, details, data, test results, etc) necessary to the purpose of the report. Content : This section contains the main part of the report. All evidence must be developed in an organized, logical and orderly manner. All information must be relevant. This section should contain pertinent fgures, tables, footnotes and references to material in appendices. Any additional supporting information should be placed in an appendix but referenced in the discussion. Any additional supporting intormation should be placed appendix but referenced in the discussion. Guidelines for Writing Internship Reports in an Conclusions Purpose: States briefly the major inferences that can be drawn from the discussion. Content: Omust be based on information presented in the discussion Deach conclusion should be presented as a separate paragraph, with paragraphs numbered in sequence for easy reference Onever suggest or recommend future action Recommendations P urpose: Suggests a course of action based on the findings and conclusions. Content: Omust follow logically from the conclusions Omust be supported both by the conclusions and by the data in the discussion References/Bibliography (optional) Purpose: Acknowledge use of materials from printed sources in the preparation of your report. Indicate exact source of all quotations and/or results of previous work. Content: Oauthors name, title of book, year published, publishers name, city, ISBN number, page number Obibliographic entries are listed alphabetically by the name of the author or by the first major work of the title OExample: Vetterli, C. Technical Report Guidelines, Internship Journal, Vol. 1 No. 1, August 1992. Ocommon knowledge does not require a reference, e. g. the peed of light, the atomic weight of some element. If a new value for a commonly accepted quantity is cited, the source should be referenced. Appendices (optional) Purpose: Includes data, which is not necessary to an immediate understanding of the discussion. Content: 6 Dappendices can contain program listings, drawings, extra figures, technical specifications, or other detailed explanations of some aspects of your Report. The conclusion should never suggest or recommend future action. References can be collected on one page at the end of the report, or they can be placed as footnotes on he bottom of the page on which the reference occurs. The term appendix applies to only one set of data: for example, program listings would be in Appendix A and technical specifications would be in Appendix B. 9 Guidelines for Writing Internship Reports Reference Material Every writer requires: Oa grammar handbook Oa good dictionary: Oxford is recommend Recommended grammar handbooks: 0Milward Flick, Handbook for Writers, Harcourt Brace, 2nd Edition, 1993. OPrentice-Hall, Handbook for Writers, 1st Edition, 1996. OStrunk and White, The Elements of Style, Collier Macmillan. 9